Last week we paid off our last credit card. Forever. As in, we have no more 'bad' debt. A very surreal experience to be sure.
We've been on the Dave Ramsey Snowball/Baby Step plan for several years now, and the fruit coming out of obedient to God in our finances is just flippin' amazing! I don't say any of this so you're jealous (if you have debt), or think we're all awesome. I say this to give all glory to the Lord, because there's no way we would've done this without Him.
This particular card we paid off used to be the Discover card CC rocked all through college, the one debt we've never been able to shake since we got married. TEN years ago. Ridiculous, I know.
But it's gone. For good. The only debt we currently have now is our student loan debt from college. Which we plan to do away with ASAP. We're personally hoping it's gone in the next year, but our hopes might be a bit high for that, so we'll see.
God is so amazing! I can't wait until this new reality sinks in. It's still pretty surreal right now. But SUPER COOL!